Does it exceed your deductible?
How will this affect my policy?
Will my policy go up?
Will I get cancelled?
Before calling your insurance company ask these questions and call us to guide you.
If you have water or smoke damage please call Joe Taylor first to assist you prior to making the claim to avoid your policy getting non renewed or getting denied.
Remember these claims stay on your record for a total of five years and most carriers do not accept homes with prior claims.
SO GET EDUCATED!
Take photos of the damages.
Remember to keep all receipts from any form of temporary repairs you have made.
During clean-up, especially after a hurricane, do not throw away any belongings that you are claiming.